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Private mortgage insurer MGIC Investment Corp. said Thursday that economist Mark Zandi joined its board. Zandi is chief economist of Moody’s Analytics, where he directs economic research and consulting.
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Zacks Investment Ideas feature highlights: 3M Co., Caterpillar, W.W. Grainger and United Parcel Service
MGIC Investment posts 2Q profit, 1st in 3 years
Private mortgage insurer MGIC Investment Corp. surprised Wall Street on Tuesday by posting its first quarterly profit in three years as its foreclosure-related losses dropped. The results sent the company’s stock up as much as 11 percent on heavy trading… Mortgage Guaranty Insurance Corporation - Business - Investing - MGIC Investment - Mortgage
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Animals testing or experimentation is the use of animals to
undertake scientific research for medical or laboratory work.
Worldwide, it is estimated that between 50 to 100 million
vertebrates are used for testing annually. Approach to the prognosis and evaluation of Low Back Pain Toronto in adults. However, these
statistics do not include the use of invertebrates such as worms and
flies as model organisms in such experiments and their use remains
largely unregulated. After the animals are used, they are usually
euthanized. Where are these animals retrieved from for laboratory
work? Some sources include being caught in the wild, purpose-bred or
from pounds and auctions.
Most of the animals testing research is usually conducted in medical
schools, universities and commercial facilities that have animal
testing services.
Experiments can include anything from genetics, behavioral studies
to toxicology tests, cosmetics testing and education or defense
research. Supporters of animal testing argue that virtually all
medical achievements in the last century has largely relied on
animals in some way and that the use of computers cannot be used to
accurately model interactions between cells, molecules and the
environment. On the other hand, critics point to animals testing as
a poor and a cruel scientific research that is poorly regulated and
its costs outweigh the benefits. They also point to the fact that
these experiments cannot predict reliably effects on humans and that
animals have an intrinsic right not to be used in such experiments.
Various extents by different countries are under place to regulate
animals testing. Developed nations like the United States and other
countries have developed regulatory frameworks that act as
gatekeepers to determine if the proposed use of animals in
experiments is warranted. There are laid down protocols that seek to
reduce or replace the use of animals in such experiments and also
minimize their suffering. In the United States, under the Animal
Welfare Act, every research facility has an obligation of ensuring
that other alternatives have been considered and that animals
testing is the last most viable option. They are also required to
ensure that such experiments are not unnecessarily duplicative and
that as long as pain relief does not interfere with the study, it
should be administered.
Alternatives to animals testing have been suggested with cell
culture being the most successful and promising. Cell cultures can
be used to conduct procedures that would involve skin corrosion,
skin absorption and phototoxicity studies. Toronto Low Back Pain is usually delicate and will radiate to the buttocks and legs. Computer simulations
that include models of asthma, drug absorption and diabetes are also
available as alternatives. These alternatives would thus provide a
sigh of relief for scientists as well as animal welfare groups.